A lot people dislike budgeting. I totally get it, I did too! The word budget itself comes with a stigma. Budgeting is often seen as restrictive and boooring! I am not going to say budgeting is a lot of fun, but it can be. So how did I go from hating budgeting to loving it? […]
Tag: budgeting
If I had known what I know now…
Do you ever hear or read about someone who already accomplished what you are trying to do and think to yourself “If I had known what I know now, I’d be there already”? I was having a conversation with a friend about this the other day and thought I’d share. I know we shouldn’t compare […]
Why I Quit My Side Hustle
Back in July 2018, I started my first official side hustle, Moonstone Accounting. An accounting firm providing tax and bookkeeping services to small solo-preneur businesses. This was at a time where I desperately wanted to get out of the 9-5 life at any cost. I thought “I am an accountant, why not?” So I did […]
How I used sinking funds to buy Gifts without killing the budget
It’s that time of the year and while Ryan and I don’t have a huge family or lots of friends, we still have a good amount of gifts to buy during this time of the year. Mostly because our parents birthdays also fall in the vicinity of the holidays. In the last few years, we’ve […]
How Having a Money Management System Can Change Your Life
Becoming Financially Independent requires some sort of discipline when it comes to managing your money. Yes, I know. It’s boring and dreadful. Wouldn’t it be nice if we didn’t have to put any effort. There are people who are savers, great with money and don’t even need to budget and that’s great. The majority of […]
Let’s see the budget – August
I talk about budgeting quite a lot and some people think Ryan and I live a miserable life because we let a budget rule our life. However, it is thanks to budgeting that we are able to take risky investing decisions without worrying whether or not we’ll be able to meet our obligations. Of the […]
Can You “Retire” Early? How We Plan to Become Financially Free in Our 30s
Have you ever considered that early retirement is within your reach? I didn’t. However, financial independence and early retirement might be closer than you think On July 3rd, 2020 while driving to Six Flags in Georgia, Ryan and I were listening to the BiggerPockets Money Podcast. In this episode, they interviewed a couple who managed […]