A lot people dislike budgeting. I totally get it, I did too! The word budget itself comes with a stigma. Budgeting is often seen as restrictive and boooring! I am not going to say budgeting is a lot of fun, but it can be. So how did I go from hating budgeting to loving it? […]
Do you ever hear or read about someone who already accomplished what you are trying to do and think to yourself “If I had known what I know now, I’d be there already”? I was having a conversation with a friend about this the other day and thought I’d share. I know we shouldn’t compare […]
Back in July 2018, I started my first official side hustle, Moonstone Accounting. An accounting firm providing tax and bookkeeping services to small solo-preneur businesses. This was at a time where I desperately wanted to get out of the 9-5 life at any cost. I thought “I am an accountant, why not?” So I did […]
It’s been a while since I last wrote a blog post so there is much to catch up. I figured I’d start with the sale of our duplexes. At the beginning of 2020, we had no intend to sale the duplexes. The goal was to refinance from our high interest private loan into a conventional […]
Ufff what a year! Everyone can agree that 2020 came with a lot of challenges and we all had to adapt one way or another. There were challenging times, but I am extremely thankful that things worked out at the end. In 2019, I made a conscious decision to not set goals, resolutions or agenda. […]
I don’t have to tell you why setting goals are key to success. You’ve probably read this millions of times already and there are really good books out there about goal setting. I will say that due to my tendency to obsess over goals (or anything), I had to change the way I set goals […]
One of the reasons I had a difficult time taking budgeting seriously was because I didn’t want to be captain buzz kill. My overall thought was that you couldn’t have fun and also be on a budget. However, ever since I became serious about budgeting, I’ve actually been able to plan and do more of […]
It’s that time of the year and while Ryan and I don’t have a huge family or lots of friends, we still have a good amount of gifts to buy during this time of the year. Mostly because our parents birthdays also fall in the vicinity of the holidays. In the last few years, we’ve […]
It’s been 18 months since we officially became real estate investors and I can’t believe how much we have learned along the way! It’s been quite an adventure, but so worth it. Each deal takes us to the next level. In our last deal, we learned the power of private money. In all of the […]
Undeniably, the path to financial independence can be a bit overwhelming. If you are coming from having tons of debt. It probably feels like a far away reality to the point that you start doubting if it is even worth it or possible for you. I’ve been in debt for as long as I can […]